Clause Clash

Please read these conditions carefully.

Keep them somewhere safe.

This is important information

about your mortgage.

Mort-mort-mortgage.

Your

mortgage.

Your— your— your

mortgage.

Here is the property,

here is the loan,

here is the paper that follows you home.

Here is the interest,

counted each day, quietly waiting behind every pay.

You borrow the money,

we take the security,

simple arrangement, financial maturity.

Sec-sec-security.

Prop-prop-property. Pay-pay-payment. Owe.

Monthly payment, monthly payment,

pay-pay-pay-pay

monthly payment.

Interest daily, added monthly,

numbers moving while you sleep soundly.

You owe— owe-owe-owe-owe— everything you owe.

First one might be bigger,

depending on the date,

interest from the earlier days arrives upon the plate.

Charges may appear, costs may join the queue,

everything attached to this eventually comes to you.

Please remain calm.

Interest. Your home may be—

home-home-home-home—

security.

Pay / interest Pay / interest Charge

/ cost

Charge

/

cost Property

/ security

Property /

security

repay re-repay everything every-everything you

you you owe.

You can pay it early,

you can pay some more,

but every little option has another little door.

Terms and conditions, numbers and dates,

quiet little paragraphs deciding little fates.

No monster in the wording,

no villain in the room,

just a clean legal rhythm with a thirty-year boom.

Your monthly payment— Interest is calculated—

Your property—

Amounts outstanding— Please contact us—

Charges may apply—

pay / owe pay / owe

pay

/ owe pay / owe

Int-int-int-interest. Mon-mon-monthly.

Sec-sec-security.

Owe-owe-owe-owe-owe.

Every day, every month,

every figure in a row.

Every clause, every charge,

every penny that can grow.

Every payment, every date,

every number down below—

You

must repay

everything you owe.

Owe.

Owe-owe. Everything you— owe-owe-owe.

Pay. Pay. Payment. Interest.

Security. Owe.